Your fridge isn't freezing, your vehicle isn't running, you abruptly aren't working. It tends to be difficult to manage only one expensive occasion, also a few at the same time. However stuff like this happens each day. Life can be extreme — yet a lot simpler in the event that you have a money hold to cover unforeseen expenses. “Emergency funds are incredibly important because it keeps people from running up credit card debt or pulling money out of retirement accounts to pay for things, both of which can be devastating to your finances,” says Matt Stephens, a certified financial planner (CFP) at AdvicePoint LLC in Wilmington, North Carolina. During what he called "the year that everything broke," one of his customers needed to fix or supplant his yard cutter, water system framework...